What should you do if you're involved in a minor collision?

If you're involved in a minor collision, exchanging information with the other driver is essential for several reasons. First, it helps ensure that both parties have the necessary details to report the incident accurately to their respective insurance companies. This includes names, contact information, insurance details, and license plate numbers, which are key elements for resolving any potential claims.

Additionally, exchanging information can help facilitate communication should there be any disagreements about how the accident occurred or the extent of damages. By documenting the other driver's information, you establish a clear point of contact for any follow-up regarding the accident, which can be important for both liability and any possible future claims.

It's also worth noting that leaving the scene of the accident, regardless of its severity, can have legal repercussions. Calling the police may sometimes be necessary depending on the circumstances, but doing so only if the incident seems serious can lead to complications if there are injuries or property damage that isn't immediately apparent. Apologizing to the other driver, while perhaps well-intentioned, could be construed as admitting fault, which may not be in your best interest without a full understanding of the situation. Thus, exchanging information is the most prudent step to ensure everything is handled correctly.