Washington State Department of Licensing Knowledge Test

What is the minimum liability insurance required for injury or death of one person?

1. 15,000

2. 25,000

3. 50,000

4. 100,000

The correct answer is: 25,000

The minimum liability insurance required for injury or death of one person in Washington State is $25,000. This amount is intended to ensure that, in the event of an accident where one person suffers injury or death, there are sufficient financial resources available to cover medical expenses, lost wages, and other associated costs. This requirement underscores the importance of having proper insurance coverage to protect not only the insured driver but also other individuals who may be affected by their actions on the road. While other figures are higher and would cover more significant amounts of liability, the law specifically establishes the $25,000 amount as the minimum to ensure basic protection and financial responsibility for drivers. This foundational level of coverage is designed to balance the need for adequate insurance with the realities of affordability for most drivers.