Washington State Department of Licensing Knowledge Test

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What is the liability insurance required for injury or death of two or more persons?

  1. 25,000

  2. 50,000

  3. 75,000

  4. 100,000

The correct answer is: 50,000

In Washington State, the minimum amount of liability insurance required for injury or death of two or more persons is set at $50,000. This amount reflects the state's efforts to ensure that drivers have a basic level of financial protection to cover damages resulting from accidents that involve multiple people. The liability insurance is designed to help pay for medical expenses, lost wages, and other related costs in the event of an accident causing injury or death to two or more individuals. Understanding the importance of this requirement helps reinforce the concept that liability insurance is essential for responsible driving. It protects not only the driver but also other road users by ensuring that there are funds available to compensate for damages. Higher coverage limits can be beneficial, especially in serious accidents, but the legally required amount provides a baseline level of financial accountability on the road.